causes and effects on not keeping a personal budgetOrder DescriptionThe CEO of Bank of America has asked you (a financial analyst) to write a paper on the causes and effects on not keeping a personal budget. The paper will be presented to the communications department of the company so they can create budget forms for customers.Write a four to five (4-5) page paper in which you:1.Provide a clear thesis statement..2.Describe the major cause..3.Describe a leading second cause.4.Describe two (2) economic effects of the cause..5.Describe two (2) effects on people..6.Develop a coherently structured paper with an introduction, body, and conclusion..